Guía para obtener un crédito con Ban Ecuador, para los gremios de pequeños agricultores y ganaderos de la Asociación de Ganaderos 9 de Diciembre en la localización Santa Isabel del Cantón Vinces
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2016
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Vinces, provincia de Los Ríos, lugar donde se llevó a cabo la investigación relacionada a la obtención de créditos con BAN ECUADOR, dirigido a los gremios de pequeños agricultores y ganaderos, con el objetivo de proponer una guía para facilitar el proceso de solicitud en beneficio a los pequeños productores. Para realizar la presente investigación se aplicó el método hipotético-deductivo con lo cual se nos permitió deducir los principales problemas o inconvenientes que aquejan al pequeño gremio de agricultores y ganaderos, como método empírico se optó por las entrevistas para la obtención de la información requerida que sustente la hipótesis, estas fueron realizadas de manera personal dirigidas a los miembros de la Asociación de ganaderos 9 de Diciembre de Santa Isabel del Cantón Vinces; se demostró mediante el análisis de la información recopilada y la verificación estadística que el 70% de las personas entrevistadas indican que sus mayores inconvenientes al momento de realizar un crédito es que desconocen cuáles son los requisitos a cumplir para esta gestión, cabe indicar que una gran parte de estas personas poseen un nivel de educación primario, por lo cual resulta lógico el desconocimiento de los requisitos necesarios a cumplir por parte de las entidades financieras, tomando estos resultados como antecedentes que prueban la necesidad de proponer una guía de ayuda, que indique los pasos a seguir para gestionar una solicitud de crédito de forma más eficiente e incentivar a los productores agrícolas y ganaderos a mantener una conciencia financiera, que ayude a la toma de decisiones y mejorar su productividad y desarrollo
Vinces, Los Rios province, where conducted research related to obtaining loans BAN ECUADOR, aimed at the unions of small farmers, with the aim of proposing a guide to facilitate the application process for the benefit small producers. To make this investigation the hypothetical-deductive method was applied which we were allowed to deduct the major problems or problems afflicting the small guild of farmers, as an empirical method was chosen for interviews to obtain the information required to supports the hypothesis, these were made personally addressed to members of the Association of farmers Dec. 9 Santa Isabel del Vinces Canton; was demonstrated by analyzing the information gathered and the statistical verification that 70% of respondents indicate that their major drawbacks when making a loan is to know what the requirements to be met for this management are, it should be noted that a large of these people have a level of primary education, so it makes sense the lack of the necessary requirements to be met by financial institutions, taking these results as antecedents that prove the need to propose a helpful guide, showing the steps to manage a credit application more efficiently and encourage farmers and ranchers to maintain financial awareness, to help decision making and improve productivity and development
Vinces, Los Rios province, where conducted research related to obtaining loans BAN ECUADOR, aimed at the unions of small farmers, with the aim of proposing a guide to facilitate the application process for the benefit small producers. To make this investigation the hypothetical-deductive method was applied which we were allowed to deduct the major problems or problems afflicting the small guild of farmers, as an empirical method was chosen for interviews to obtain the information required to supports the hypothesis, these were made personally addressed to members of the Association of farmers Dec. 9 Santa Isabel del Vinces Canton; was demonstrated by analyzing the information gathered and the statistical verification that 70% of respondents indicate that their major drawbacks when making a loan is to know what the requirements to be met for this management are, it should be noted that a large of these people have a level of primary education, so it makes sense the lack of the necessary requirements to be met by financial institutions, taking these results as antecedents that prove the need to propose a helpful guide, showing the steps to manage a credit application more efficiently and encourage farmers and ranchers to maintain financial awareness, to help decision making and improve productivity and development
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MANUALES, AGRICULTURA, CONTABILIDAD DE COSTO, MERCADO DE TRABAJO