Estudio económico de las nuevas inclusiones de sectores laborales no tradicionales del período 2012-2014 en la universalización de la seguridad social
Fecha
2015
Autores
Título de la revista
ISSN de la revista
Título del volumen
Editor
Universidad de Guayaquil. Facultad de Ciencias Administrativas. Contador Público Autorizado
Resumen
La universalización es loable, sin embargo hay que considerar la actual situación del IESS, que si bien se maneja con solvencia y cuenta con recursos por ahora suficientes para sostener el pago de pensiones, los préstamos de diversos tipos a los afiliados que lo soliciten y sobre todo los servicios médicos, varios analistas han advertido sobre los riesgos de una eventual falta de recursos del Instituto que le permita cubrir con eficiencia sus obligaciones. El proyecto de la nueva Ley de Seguridad Social, que conllevaría la denominada universalización de estos servicios, debe en primer término tomar en cuenta si a futuro, con una masa de afiliados o beneficiarios que sume varios millones más respecto a los actuales, el IESS u otro sistema de seguridad estuviera en capacidad económica, técnica, operativa y humana para afrontar las prestaciones. Es dudoso que ello sucediera. Por lo tanto, hay que manejar con suma cautela este tipo de compromisos, que siendo en sí positivos en los hechos pudieran convertirse eventualmente en la cuerda que estrangule a todo el sistema de Seguridad Social Ecuatoriano. Hoy mismo, la constante ampliación en la cobertura de los servicios médicos y hospitalarios del IESS ha determinado una alarmante falta de facultativos en diversas especialidades a fin de atender la demanda de los pacientes. En cuanto a pensiones jubilares, si se incrementara drásticamente el número de jubilados y nos sustentaran las pensiones con los nuevos y suficientes aportes de más afiliados, el sistema ciertamente entraría en colapso. Todo ello es preciso analizar con calma, sin apresuramientos que pueden muy bien resultar fatales para el IESS, pese a lo atractivo de la promesa de universalización de la Seguridad Social.
Universalization is commendable, however you have to consider the current status of IESS, that while it is handled with competence and resources are now sufficient to sustain the payment of pensions, loans of various kinds to members upon request and on all medical services, analysts have warned about the risks of a possible lack of resources of the Institute to enable it to efficiently meet its obligations. The draft new Social Security Act, which would lead the so-called universal services must first of all take into account whether a future, with a mass of members or beneficiaries that totals several million more than today, the IESS or other Security system was in economic, technical, operational and human capacity to meet performance. It is doubtful that this happened. Therefore, it must be handled with extreme caution this kind of commitment, that being itself positive facts could eventually become strangle rope around the Ecuadorian Social Security system. Today, the continued expansion in the coverage of medical and hospital services IESS has given an alarming lack of physicians in various specialties to meet patient demand. As for retirement pensions, if they drastically increase the number of pensioners and pensions will support us with new and sufficient input from more members, the system certainly enter in collapse. All this is necessary to analyze calmly, without haste which may well prove fatal to the IESS, despite the attractiveness of the promise of universal social security.
Universalization is commendable, however you have to consider the current status of IESS, that while it is handled with competence and resources are now sufficient to sustain the payment of pensions, loans of various kinds to members upon request and on all medical services, analysts have warned about the risks of a possible lack of resources of the Institute to enable it to efficiently meet its obligations. The draft new Social Security Act, which would lead the so-called universal services must first of all take into account whether a future, with a mass of members or beneficiaries that totals several million more than today, the IESS or other Security system was in economic, technical, operational and human capacity to meet performance. It is doubtful that this happened. Therefore, it must be handled with extreme caution this kind of commitment, that being itself positive facts could eventually become strangle rope around the Ecuadorian Social Security system. Today, the continued expansion in the coverage of medical and hospital services IESS has given an alarming lack of physicians in various specialties to meet patient demand. As for retirement pensions, if they drastically increase the number of pensioners and pensions will support us with new and sufficient input from more members, the system certainly enter in collapse. All this is necessary to analyze calmly, without haste which may well prove fatal to the IESS, despite the attractiveness of the promise of universal social security.
Descripción
Palabras clave
MÉTODOS DE ESTUDIO, ECONOMÍA, INVESTIGACIÓN DE MERCADO, CONTROL SOCIAL