Estudio para determinar las principales fuentes de financiamiento como alternativa de crecimiento económico para las empresas pymes en la Ciudad de Guayaquil
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2013
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Universidad de Guayaquil. Facultad de Ciencias Administrativas. Ingeniería Comercial
Resumen
La presente investigación se centra en buscar alternativas de financiamiento
para el crecimiento y subsistencia de las empresas PYMES, ya que debido a los
cambios tecnológicos, estructurales, implementación de leyes y diversos
impuestos han llevado a la expansión o liquidación de éstas empresas, las
cuales representan 70% de la fuerza laboral, siendo un aporte significativo al
crecimiento económico de las ciudades. Por lo expuesto la investigación se
enfoca en el problema de la falta de crecimiento y desarrollo económico que
poseen las PYMES debido al difícil acceso que éstas poseen a fuentes de
financiamiento, teniendo como objetivo principal en la investigación, determinar,
identificar y analizar las ventajas y desventajas de los medios que faciliten el
acceso a las fuentes de financiamiento para el fortalecimiento de la
competitividad; lo que llevó a plantear la hipótesis “El deficiente desarrollo
económico por el que atraviesan las PYMES se ve influenciado por el
desconocimiento y las limitaciones financieras que existen para acceder a las
diversas fuentes de financiamiento”, delimitando a la variable dependiente
“Deficiente desarrollo económico” y a la independiente como “Desconocimiento y
limitaciones financieras”. Razón por la cual como instrumento de investigación se
realizaron encuestas dirigidas a los empresarios para de esta manera contar con
una visión de la problemática existente, utilizando el método cuantitativo, el
análisis se enfocó en una población de 298 empresas ubicadas en el sector
céntrico de la ciudad de Guayaquil, del cual se realizó una muestra de 168
empresas legalmente registradas en los organismos de control correspondientes,
En el desarrollo de los análisis y conclusiones se ha considerado la problemática
existente dando paso a la elaboración de una propuesta que permita evaluar las
ventajas y desventajas de las diversas fuentes de financiamiento, para que los
empresarios cuenten con una herramienta eficiente que les permita tomar la
mejor alternativa de acuerdo a sus necesidades.
This research focuses on finding alternative financing for growth and survival of SME companies, as due to technological, structural, and implementation of various tax laws have led to the expansion or liquidation of these companies, which represent 70% of the workforce, with a significant contribution to the economic growth of cities. Based on the above research focuses on the problem of the lack of economic growth and development that have PYMES because they have difficult access to funding sources, with the main objective in the investigation, determine, identify and analyze the advantages and disadvantages of means to facilitate access to funding sources for strengthening competitiveness, leading to the hypothesis "The poor economic growth being experienced by PYMES is influenced by ignorance and financial constraints that exist to access various sources of financing ", defining the dependent variable" Poor economic development "and independent as" Ignorance and financial constraints. " Which is why as a research tool surveys were aimed at employers and in this way have a view of the existing problem, using the quantitative method, the analysis focused on a population of 298 companies located in the downtown of the Guayaquil, which was a sample of 168 companies legally registered in corresponding control agencies in the development of the analysis and conclusions are considered existing problems giving rise to the development of a proposal to assess the advantages and disadvantages of various funding sources for entrepreneurs to have an efficient tool that allows them to make the best choice according to your needs.
This research focuses on finding alternative financing for growth and survival of SME companies, as due to technological, structural, and implementation of various tax laws have led to the expansion or liquidation of these companies, which represent 70% of the workforce, with a significant contribution to the economic growth of cities. Based on the above research focuses on the problem of the lack of economic growth and development that have PYMES because they have difficult access to funding sources, with the main objective in the investigation, determine, identify and analyze the advantages and disadvantages of means to facilitate access to funding sources for strengthening competitiveness, leading to the hypothesis "The poor economic growth being experienced by PYMES is influenced by ignorance and financial constraints that exist to access various sources of financing ", defining the dependent variable" Poor economic development "and independent as" Ignorance and financial constraints. " Which is why as a research tool surveys were aimed at employers and in this way have a view of the existing problem, using the quantitative method, the analysis focused on a population of 298 companies located in the downtown of the Guayaquil, which was a sample of 168 companies legally registered in corresponding control agencies in the development of the analysis and conclusions are considered existing problems giving rise to the development of a proposal to assess the advantages and disadvantages of various funding sources for entrepreneurs to have an efficient tool that allows them to make the best choice according to your needs.
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FINANCIAMIENTO, GLOBALIZACIÓN, COMPETITIVIDAD, PRODUCTIVIDAD