Créditos hipotecarios: Impactos en el sector de la construcción de Ecuador 2008-2010, caso Grupo 5
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2011-10-06
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Universidad de Guayaquil Facultad de Ciencias Económicas
Resumen
En la presente tesis se efectuará un análisis acerca de los “Créditos Hipotecarios: Impactos en el sector de la construcción de Ecuador (2008 – 2010), caso “Grupo 5””; donde se examinará todo lo referente a los diferentes tipos de financiamientos a través de su evolución para el período antes citado, realizando un estudio previo desde el año 2005 hasta 2007.
Cabe indicar que se indagará en el flujograma que se origina en el proceso del otorgamiento creditico, también se realizará una breve descripción de las diferentes formas de financiamiento, seguido de una investigación acerca del medio que se usa como mecanismo para poder poner en marcha el crédito hipotecario, como son las hipotecas, en esta paso se abordarán sus clases, y sus particularidades en el marco legal.
De igual manera, se considerará desarrollar una breve reseña acerca de la crisis inmobiliaria suscitada en USA, la cual se denominó “Subprime” y que tuvo efecto contagio a nivel mundial.
Which will examine everything about the different types of financings, Group 5 "" -: In this thesis an analysis of "case Sector Impacts construction Ecuador (2010 2008) Mortgage Loans" shall be through its evolution for the period mentioned above, making a previous study from 2005 to 2007. It should be noted that inquire into the flowchart that originates in the process of granting creditico also will be a brief description of the different forms of financing, followed by an investigation of the medium used as a mechanism to implement the credit mortgage, such as mortgages, this step will address classes and their peculiarities in the legal framework. Similarly, it is considered to develop a brief overview of the housing crisis in the U.S. raised, which was called "Subprime" and had worldwide contagion.
Which will examine everything about the different types of financings, Group 5 "" -: In this thesis an analysis of "case Sector Impacts construction Ecuador (2010 2008) Mortgage Loans" shall be through its evolution for the period mentioned above, making a previous study from 2005 to 2007. It should be noted that inquire into the flowchart that originates in the process of granting creditico also will be a brief description of the different forms of financing, followed by an investigation of the medium used as a mechanism to implement the credit mortgage, such as mortgages, this step will address classes and their peculiarities in the legal framework. Similarly, it is considered to develop a brief overview of the housing crisis in the U.S. raised, which was called "Subprime" and had worldwide contagion.
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CRÉDITOS HIPOTECARIOS, SECTOR TERCIARIO, CONSTRUCCIÓN, FINANCIAMIENTO