Crédito para bienes de exportación financiado a través de la Corporación Financiera Nacional en la provincia del Guayas 2010-2011
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2011-10-06
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Universidad de Guayaquil Facultad de Ciencias Económicas
Resumen
Dentro de este trabajo de investigación nos damos cuenta el papel que
juegan las instituciones del Estado en la activación económica del país
teniendo claro todo lo que implica el comercio exterior desde la
microeconomía con las preferencias de los consumidores hasta los
modelos macroeconómicos que pueda utilizar un Gobierno para poder
dinamizar la economía y expandir sus relaciones internacionales,
podemos observar cuáles son las funciones que tiene el dinero y la
implicación en la economía, por otro lado encontramos que la economía
internacional estudia las relaciones económicas entre los países al
momento de colocar nuestros productos al exterior pero también nos
damos cuenta que los Estados ponen barreras arancelarias para poder
salvaguardar la producción nacional por lo que se crean las
restricciones arancelarias que son impuestos llamados Ad valoren,
salvaguardias, y las no arancelarias que son cuotas a las importaciones
que frenan la entrada de productos, también se realiza el estudio de los
créditos otorgados por instituciones financieras privadas y públicas
cuáles son sus ventajas y desventajas, debemos reconocer que la
Corporación Financiera Nacional ha cumplido con el papel de otorgar
préstamo al sector productivo del país en los que la Banca privada no
considera clientes potenciales, en la segunda parte de la investigación
se ha estudiado la Balanza Comercial no sólo de los productos
tradicionales como el petróleo o el banano sino se ha querido abrir el
abanico de productos no tradicionales, dentro de esto hacemos un
comparativo de los ingresos por exportaciones en el PIB en los que nos
damos cuenta que anualmente se va incrementando aunque en mayor
proporción en petróleo también se incrementa en productos no
tradicionales como brócoli y mango, en canto a los créditos del sector
privado nos damos cuenta que la mayor segmentación se encuentra en el consumo mientras que en el sector público se otorgan crédito.
In this research paper we realize that State institutions play in economic activation of the country Being clear anything that involves foreign trade from microeconomics with consumer preferences to the macroeconomic models that a government can use to stimulate the economy and expand its international relations, we can see what the functions are and money involvement in the economy, on the other hand we find that the economy studying international economic relations among countries to time to put our products abroad but we realize that States put tariff barriers to safeguard domestic production so that you create the tariff restrictions are called Ad valorem taxes, safeguards and non-tariff import quotas are that hinder the entry of products, the study also makes the loans from private financial institutions and public what are its advantages and disadvantages, we must recognize that National Financial Corporation has fulfilled the role of providing lending to the productive sector of the country in which private banks not considers potential customers, in the second part of the research has been studied not only the trade balance of goods traditional as oil or bananas but we have tried to open the range of non-traditional products within this make a Comparison of net exports in GDP in which we realize that annually is increased even further ratio also increases in petroleum products not traditional and broccoli and mango, singing credits in the sector private we realize that most segmentation is consumption while in the public sector are granted credit.
In this research paper we realize that State institutions play in economic activation of the country Being clear anything that involves foreign trade from microeconomics with consumer preferences to the macroeconomic models that a government can use to stimulate the economy and expand its international relations, we can see what the functions are and money involvement in the economy, on the other hand we find that the economy studying international economic relations among countries to time to put our products abroad but we realize that States put tariff barriers to safeguard domestic production so that you create the tariff restrictions are called Ad valorem taxes, safeguards and non-tariff import quotas are that hinder the entry of products, the study also makes the loans from private financial institutions and public what are its advantages and disadvantages, we must recognize that National Financial Corporation has fulfilled the role of providing lending to the productive sector of the country in which private banks not considers potential customers, in the second part of the research has been studied not only the trade balance of goods traditional as oil or bananas but we have tried to open the range of non-traditional products within this make a Comparison of net exports in GDP in which we realize that annually is increased even further ratio also increases in petroleum products not traditional and broccoli and mango, singing credits in the sector private we realize that most segmentation is consumption while in the public sector are granted credit.
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CRÉDITO A LAS EXPORTACIONES, CORPORACIÓN FINANCIERA NACIONAL, COMERCIO EXTERIOR, FINANCIAMIENTO, MERCADO INTERNACIONAL