Análisis de la inclusión financiera a traves del sistema de pago del bono de dasarrollo humano período 2013-2017
Fecha
2019-04
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Universidad de Guayaquil. Facultad de Ciencias Económicas
Resumen
El presente trabajo tiene como objetivo “Analizar el sistema de pagos del Bono de Desarrollo Humano y sus mecanismos financieros, han generado avances respecto a la Inclusión Financiera de los beneficiarios”, las transferencias condicionadas han cumplido un rol importante en el desarrollo de los países de Latinoamérica, Ecuador ha desarrollado el programa Bono de Desarrollo Humano con el propósito de mejorar el bienestar de la población , el subsidio tiene una importante participación en los ingresos de los hogares y a su vez ha ayudado a la Inclusión Financiera de los beneficiarios. En esta investigación se usó el método cualitativo y cuantitativo, tomando estadísticas de Instituciones que están relacionadas con el programa del Bono de Desarrollo Humano. El sector bancario ofrece sus productos y servicios de una manera adecuada con el fin de contribuir a la inserción de la sociedad excluida a que formen parte del mercado financiero de una manera apropiada
The objective of this work is "Analyze the payment system of the Human Development Bond and its financial mechanisms, have generated advances regarding the Financial Inclusion of the beneficiaries", the conditional transfers have played an important role in the development of the countries of Latin America, Ecuador has developed the Human Development Bond program with the purpose of improving the welfare of the population, the subsidy has an important participation in the income of households and in turn has helped the Financial Inclusion of the beneficiaries. In this research, the qualitative and quantitative method was used, taking statistics from Institutions that are related to the Human Development Bond program. The banking sector offers its products and services in an appropriate manner in order to contribute to the insertion of the excluded society so that they form part of the financial market in an appropriate manner
The objective of this work is "Analyze the payment system of the Human Development Bond and its financial mechanisms, have generated advances regarding the Financial Inclusion of the beneficiaries", the conditional transfers have played an important role in the development of the countries of Latin America, Ecuador has developed the Human Development Bond program with the purpose of improving the welfare of the population, the subsidy has an important participation in the income of households and in turn has helped the Financial Inclusion of the beneficiaries. In this research, the qualitative and quantitative method was used, taking statistics from Institutions that are related to the Human Development Bond program. The banking sector offers its products and services in an appropriate manner in order to contribute to the insertion of the excluded society so that they form part of the financial market in an appropriate manner
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BONO DE DESARROLLO HUMANO, INCLUSIÓN FINANCIERA, POBREZA, TRANSFERENCIAS CONDICIONADAS