Lavado de Activos y las Empresas de Seguros
Fecha
2017
Título de la revista
ISSN de la revista
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Editor
Universidad de Guayaquil Facultad de Ciencias Administrativas
Resumen
El presente Proyecto de Investigación establece mitigar el riesgo de lavado de activos dentro de las empresas del sector asegurador, apuntando a aumentar conciencia en los directivos y administradores tanto de las empresas públicas como privadas sobre los efectos adversos que posee, y las implicaciones legales que afectarían a su reputación y existencia.
Se plantea como objetivo el desarrollo e implementación de un sistema de gestión en Prevención, estableciéndose procedimientos, políticas sólidas y efectivas para las empresas de Seguros. Para ello se usarán instrumentos técnicos como: entrevistas, encuestas para recopilar información que nos ayude a realizar un análisis de los diferentes perfiles de lavadores de dinero y los escenarios creados por ellos para cometer el delito, en sus distintas fases. Con la información recopilada y analizada, se realizarán pruebas elaborando nuevos mecanismos y medidas de control para disminuir el riesgo a términos razonables garantizando así un sistema de gestión eficiente acorde a las exigencias del medio asegurador
This present investigation aims to mitigate the risk of money laundry within companies in the insurance field. It porpuse is to increase awareness of the negative effects and the legal implications that would affect the reputation and existence of insurance companies among managers and in both state and private companies. Its objective is to develop and put into practice a risk prevention system, which establishes substantial, effective and efficient procedures and policies to laundering companies. In order to fulfill this porpuse there will be use technical design of a measuring instruments such as interviews and surveys to gather information that will help to analyze the possible crime scenarios and profiles use by money launderers in its different phases. With the information collected and analyzed, tests will be carried out by developing new mechanisms and control measures to reduce risks, guaranteeing an efficient management system according to the requirements of the insurance field in the matter of money laundering.
This present investigation aims to mitigate the risk of money laundry within companies in the insurance field. It porpuse is to increase awareness of the negative effects and the legal implications that would affect the reputation and existence of insurance companies among managers and in both state and private companies. Its objective is to develop and put into practice a risk prevention system, which establishes substantial, effective and efficient procedures and policies to laundering companies. In order to fulfill this porpuse there will be use technical design of a measuring instruments such as interviews and surveys to gather information that will help to analyze the possible crime scenarios and profiles use by money launderers in its different phases. With the information collected and analyzed, tests will be carried out by developing new mechanisms and control measures to reduce risks, guaranteeing an efficient management system according to the requirements of the insurance field in the matter of money laundering.
Descripción
Palabras clave
SEGURO, RIESGO, PÓLIZA, COBERTURA