Los créditos otorgados por la banca privada como aporte al desarrollo de las PYMES, período 2014-2018
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2019-03-10
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Universidad de Guayaquil. Facultad de Ciencias Económicas
Resumen
El presente trabajo de investigación tiene como objetivo principal comprobar la asignación de los créditos distribuidos por la Banca Privada como aporte al desarrollo de las Pymes. La metodología realizada para el desarrollo de la investigación es de tipo descriptiva y se tomaron datos de fuentes secundaria tales como el Banco Central del Ecuador, Superintendencia de Bancos y Seguros y Asobanca, de modo que se permitió comprobar que la Banca privada si ha distribuido créditos a las diferentes actividades económicas en los periodos 2014 - 2018, a través de los productos financieros como Comercial Prioritario Pymes y Productivo Pymes, pese a las restricciones al momento de conceder los créditos, por lo tanto, esto ha contribuido a que las Pymes se sostengan a través del tiempo.
The main objective of this research work is to verify the allocation of credits distributed by Private Banking as a contribution to the development of Pymes. The methodology carried out for the development of the research is descriptive and data were taken from secondary sources such as the Central Bank of Ecuador, Superintendency of Banks and Insurance and Asobanca, so that it was possible to verify that the Private Bank has distributed credits to the different economic activities in the periods 2014 - 2018, through financial products such as Priority Commercial Pymes and Productive Pymes despite the restrictions at the time of granting the loans, therefore, this has contributed to the SMEs holding through time.
The main objective of this research work is to verify the allocation of credits distributed by Private Banking as a contribution to the development of Pymes. The methodology carried out for the development of the research is descriptive and data were taken from secondary sources such as the Central Bank of Ecuador, Superintendency of Banks and Insurance and Asobanca, so that it was possible to verify that the Private Bank has distributed credits to the different economic activities in the periods 2014 - 2018, through financial products such as Priority Commercial Pymes and Productive Pymes despite the restrictions at the time of granting the loans, therefore, this has contributed to the SMEs holding through time.
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CARTERA BRUTA, BANCA PRIVADA, LAS PYMES, DESARROLLO