Los servicios financieros y su influencia en la liquidez de los usuarios en el Ecuador, Período 2010-2015
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2018-01-23
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Universidad de Guayaquil. Facultad de Ciencias Económicas
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El presente trabajo es acerca de la influencia que tienen los servicios financieros sobre la liquidez de los usuarios ecuatorianos. El propósito de la investigación es analizar los servicios financieros y su influencia en la liquidez de los consumidores ecuatorianos, mediante una investigación descriptiva de los datos, examinando la banca privada entre el periodo 2010 – 2015. La investigación tiene un enfoque cuantitativo de tipo descriptiva, correlacional y explicativa ya que hacen referencia a la capacidad para seleccionar las características fundamentales, describen conceptos y se muestran los datos estadísticos de la banca privada para relacionarlos con la liquidez que los usuarios ecuatorianos demandan para satisfacer el consumo tanto de bienes como de servicios. Existe una influencia positiva entre los servicios financieros y la liquidez de los usuarios ecuatorianos, periodo 2010-2015. Ya que los servicios financieros el consumo y la liquidez son indispensables.
Porque de no tener liquidez y el no poder tener acceso a los servicios financieros prácticamente el consumo es inexistente
The present work is about the influence that financial services have on the liquidity of Ecuadorian users. The purpose of the research is to analyze financial services and their influence on the liquidity of Ecuadorian consumers, through a descriptive investigation of the data, examining private banking between the period 2010 - 2015. The research has a quantitative approach of descriptive type, correlational and explanatory since they refer to the ability to select the fundamental characteristics, describe concepts and show the statistical data of private banking to relate them to the liquidity that Ecuadorian users demand to satisfy the consumption of both goods and services. There is a positive influence between financial services and the liquidity of Ecuadorian users, period 2010-2015. Since financial services, consumption and liquidity are indispensable. Because of not having liquidity and not being able to access financial services practically consumption is non-existent
The present work is about the influence that financial services have on the liquidity of Ecuadorian users. The purpose of the research is to analyze financial services and their influence on the liquidity of Ecuadorian consumers, through a descriptive investigation of the data, examining private banking between the period 2010 - 2015. The research has a quantitative approach of descriptive type, correlational and explanatory since they refer to the ability to select the fundamental characteristics, describe concepts and show the statistical data of private banking to relate them to the liquidity that Ecuadorian users demand to satisfy the consumption of both goods and services. There is a positive influence between financial services and the liquidity of Ecuadorian users, period 2010-2015. Since financial services, consumption and liquidity are indispensable. Because of not having liquidity and not being able to access financial services practically consumption is non-existent
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SERVICIOS FINANCIEROS, CARTERA BRUTA DE CONSUMO, LIQUIDEZ