Análisis de alternativas de financiamiento para las Pymes del sector comercial e Industrial de Guayaquil
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2018
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Universidad de Guayaquil Facultad de Ciencias Administrativas
Resumen
El presente proyecto de investigación surgió a raíz del informe emitido por la Organización para
la Cooperación y el Desarrollo Económico (OCDE) y la Comisión Económica para América
Latina y el Caribe (CEPAL) acerca de las perspectivas económicas de América Latina, el cual
tiene un enfoque investigativo-descriptivo, sobre la problemática que tienen los países
latinoamericanos al momento de ser eficientes en cuanto al establecimiento de políticas claves
para el desarrollo sostenido de sus economías, tomando como eje principal, o motor de
producción a l sector de las pequeñas y medianas empresas (PYMES). Basándose, en que este
sector económico conforma alrededor del 95% de las empresas constituidas en los diferentes
países tanto americanos como Europeos, siendo estos los principales promotores de plazas de
trabajo, pero todo ello se ve contrastado con sus bajos niveles de producción, ya que en relación
a los respectivos Productos Internos Brutos de cada nación, no logran ser eficientes al momento
de contribuir con una adecuada producción de bienes y servicios. En este proyecto de
investigación se abarcará el análisis del por qué las pequeñas y medianas empresas solo logran
subsistir dentro de los mercados locales, produciendo un estancamiento económico. Se tomará
como base la falta de recursos monetarios para poder llevar a cabo proyectos de inversión y
crecimiento que les permita mantenerse, posicionarse e incluso la posibilidad de llegar a los
mercados internacionales.
This investigation Project came up due to the report about the Latin-Americans’ economic perspective emitted by Organisation for Economic Co-operation and Development (OCDE) and Economic Commission for Latin America and the Caribean (CEPAL) which one have an investigative-descriptive focus over the problematic that have the Latin-Americans countries when they are trying to be efficient in the moment to establish clue political that improve the economy, taking as the principal motor of production, the segment consider as small and medium companies. Based on this economic sector that shape about the 95% of the companies that are constituted around countries such as American ones as European, which are the main promoters of employs. But all of this is contrasted by their low production levels, According to the respective PIB of each nation are not being so efficient in order to contribute to an adequate production of services and goods. In this investigation Project we will find out the answer of why the small and medium companies just can subsist in local markets, stopping the development of the economy. We based on that the lacking monetary resources don´t allow to invest in projects that improve their growing or even to be able to get in international markets.
This investigation Project came up due to the report about the Latin-Americans’ economic perspective emitted by Organisation for Economic Co-operation and Development (OCDE) and Economic Commission for Latin America and the Caribean (CEPAL) which one have an investigative-descriptive focus over the problematic that have the Latin-Americans countries when they are trying to be efficient in the moment to establish clue political that improve the economy, taking as the principal motor of production, the segment consider as small and medium companies. Based on this economic sector that shape about the 95% of the companies that are constituted around countries such as American ones as European, which are the main promoters of employs. But all of this is contrasted by their low production levels, According to the respective PIB of each nation are not being so efficient in order to contribute to an adequate production of services and goods. In this investigation Project we will find out the answer of why the small and medium companies just can subsist in local markets, stopping the development of the economy. We based on that the lacking monetary resources don´t allow to invest in projects that improve their growing or even to be able to get in international markets.
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FINANCIAMIENTO, PYMES, BOLSA DE VALORES, OBLIGACIONES