La titularización como alternativa de financiamiento para las empresas Pymes
No hay miniatura disponible
Fecha
2018
Título de la revista
ISSN de la revista
Título del volumen
Editor
Universidad de Guayaquil Facultad de Ciencias Administrativas
Resumen
El presente proyecto está basado en la importancia del financiamiento en las empresas Pymes, las cuales a lo largo de muchos años consideran como principal fuente los créditos bancarios, sin embargo existen muchas empresas que no logran acceder a una, es por ello que se pretende analizar cuáles son los efectos y hechos a considerar al momento de pensar en financiamiento económico, de tal forma poder determinar las mejores alternativas de financiamiento, comparando las ventajas y desventajas entre lo que ofrece el mercado bancario y de lo que se dispone en el mercado de valores, demostrando la eficiencia del financiamiento futuro al que se puede hacer acreedor la empresa que decida invertir en bolsa de valores.
El trabajo parte de un estudio bibliográfico, principalmente de temas relacionados a la bursatilización y a la titularización, llegando hasta entender en el Ecuador los requerimientos para titularizar y sus posibilidades para las Pymes. El estudio se adentra en el análisis de la titularización que se ha realizado en las Bolsas de Valores en el Ecuador, las emisiones, así como la comparación con el financiamiento tradicional.
Al final de la investigación queda demostrado el hecho de que la titularización presenta retos y dificultades durante su proceso de emisión, de igual forma se muestran las ventajas ofrecidas por la misma, todo aquello con la finalidad de eliminar el desconocimiento de dicha herramienta y poder fomentar una cultura bursátil en el Ecuador
This project is based on the importance of financing in Pymes, which for many years consider bank loans as the main source, however there are many companies that do not manage to access one, that is why it is intended to analyze what are the effects and facts to consider when thinking about economic financing, in order to determine the best financing alternatives, comparing the advantages and disadvantages between what the banking market offers and what is available in the stock market , demonstrating the efficiency of the future financing to which the company that decides to invest in the stock market can make creditor. The work is based on a bibliographic study, mainly on issues related to securitization and securitization, and even to understand in Ecuador the requirements for securitization and its possibilities for Pymes. The study goes into the analysis of the securitization that has been made in the Stock Exchanges in Ecuador, the emissions, as well as the comparison with traditional financing. At the end of the investigation, the fact that securitization presents challenges and difficulties during its issuance process is demonstrated, as well as the advantages offered by it, all with the aim of eliminating the ignorance of said tool and being able to promote a stock market culture in Ecuador.
This project is based on the importance of financing in Pymes, which for many years consider bank loans as the main source, however there are many companies that do not manage to access one, that is why it is intended to analyze what are the effects and facts to consider when thinking about economic financing, in order to determine the best financing alternatives, comparing the advantages and disadvantages between what the banking market offers and what is available in the stock market , demonstrating the efficiency of the future financing to which the company that decides to invest in the stock market can make creditor. The work is based on a bibliographic study, mainly on issues related to securitization and securitization, and even to understand in Ecuador the requirements for securitization and its possibilities for Pymes. The study goes into the analysis of the securitization that has been made in the Stock Exchanges in Ecuador, the emissions, as well as the comparison with traditional financing. At the end of the investigation, the fact that securitization presents challenges and difficulties during its issuance process is demonstrated, as well as the advantages offered by it, all with the aim of eliminating the ignorance of said tool and being able to promote a stock market culture in Ecuador.
Descripción
Palabras clave
FINANCIAMIENTO, MERCADO DE VALORES, ECONOMIA, PYMES