Análisis del microcrédito en el desarrollo de las economías populares y solidarias de la ciudad de Guayaquil en el período 2008-2017
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2019-04-05
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Universidad de Guayaquil. Facultad de Ciencias Económicas
Resumen
El presente proyecto de investigación permite analizar el desarrollo de la Economía Popular y Solidaria a través del microcrédito otorgado a los emprendimientos de la ciudad de Guayaquil durante el período 2008 - 2017. Los microcréditos a nivel mundial han favorecido a la población que no cuenta con apoyo financiero para poner en marcha sus emprendimientos, a través de programas y leyes que emplean los gobiernos como una alternativa de financiamiento para todos sus ciudadanos. Por ello el microcrédito ha sido considerado como un medio de ayuda para la población pobre que no puede acceder a los servicios que ofertan las instituciones financieras privadas. El sector de la Economía Popular y Solidaria es conformado por cooperativas, asociaciones, organizaciones comunitarias y mutualistas, dentro de estas encontramos los emprendimientos; que son conocidos por la innovación y creación de productos o servicios. Esta actividad en su mayoría la realizan las personas de escasos recursos o empresarios que desean mejorar el bienestar de sus familiares y el propio incrementando sus ingresos de forma independiente. En este proyecto de investigación se realiza un análisis descriptivo cuantitativo tipo documental donde la información será recolectada de fuentes tipo bibliográficas, web grafías, organizaciones gubernamentales y no gubernamentales.
This research project allows us to analyze the development of the Popular and Solidarity Economy through the microcredit granted to the enterprises of the city of Guayaquil during the period 2008 - 2017. Microcredits worldwide have favored the population that does not have support to start up their ventures, through programs and laws that governments use as an alternative financing for all their citizens. For this reason, the microcredit has been considered as a means of helping the poor who can not access the services offered by financial institutions. The sector of the Popular and Solidarity Economy is made up of cooperatives, associations, community organizations and mutualists, within these we find the enterprises; they are known for innovation and creation of products or services. This activity is mostly carried out by people with limited resources or entrepreneurs who want to improve the well-being of their family members and their own by increasing their income independently. In this research project, a documentary quantitative descriptive analysis is carried out where information will be collected from bibliographic sources, webpages, governmental and non-governmental organizations
This research project allows us to analyze the development of the Popular and Solidarity Economy through the microcredit granted to the enterprises of the city of Guayaquil during the period 2008 - 2017. Microcredits worldwide have favored the population that does not have support to start up their ventures, through programs and laws that governments use as an alternative financing for all their citizens. For this reason, the microcredit has been considered as a means of helping the poor who can not access the services offered by financial institutions. The sector of the Popular and Solidarity Economy is made up of cooperatives, associations, community organizations and mutualists, within these we find the enterprises; they are known for innovation and creation of products or services. This activity is mostly carried out by people with limited resources or entrepreneurs who want to improve the well-being of their family members and their own by increasing their income independently. In this research project, a documentary quantitative descriptive analysis is carried out where information will be collected from bibliographic sources, webpages, governmental and non-governmental organizations
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ECONOMÍA POPULAR Y SOLIDARIA, EMPRENDIMIENTO, MICROCRÉDITO, DESARROLLO