Incidencia del crédito de dasarrollo humano en el ingreso de las madres de familias de Monte SINAI-Guayaquil
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2019-04-05
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Universidad de Guayaquil. Facultad de Ciencias Económicas
Resumen
El Crédito de Desarrollo humano surge como una herramienta para que los distintos grupos de beneficiarios del Bono de Desarrollo Humano puedan iniciar un emprendimiento y así aumentar sus niveles de ingresos. En el sector monte Sinaí se ha generado una problemática en la que se considera que las usuarias que accedieron al Crédito de Desarrollo Humano desconoce la correcta aplicación del mismo en los emprendimientos que desean iniciar, para llevar a cabo el presente estudio se empleó la técnica de encuesta respaldada con una base de datos entregada por el Ministerio de Inclusión Económica y Social donde se determinó que las usuarias, luego de recibir el crédito no tienen un seguimiento ni capacitaciones constante que las ayuden a mejorar aspectos de su negocio. Los resultados obtenidos fueron la base para proponer las estrategias luego de realizar un análisis del sector y las usuarias.
The Human Development Credit is a tool for the different groups of beneficiaries of the Human Development Bond to start an entrepreneurship and thus increase their income levels. In the sector Mount Sinaí has generated a problem in which it is considered that the users who accessed the Human Development Credit do not know the correct application of the credit in the entrepreneurships that they expect to start, in order to carry out the present study, it was used a survey technique supported by a database provided by the Ministry of Economic and Social Inclusion, where it was determined that users after receiving the credit, they do not have constant monitoring neither training to help them improve aspects of their business. The results obtained were the basis for proposing the strategies after conducting an analysis of the sector and the users
The Human Development Credit is a tool for the different groups of beneficiaries of the Human Development Bond to start an entrepreneurship and thus increase their income levels. In the sector Mount Sinaí has generated a problem in which it is considered that the users who accessed the Human Development Credit do not know the correct application of the credit in the entrepreneurships that they expect to start, in order to carry out the present study, it was used a survey technique supported by a database provided by the Ministry of Economic and Social Inclusion, where it was determined that users after receiving the credit, they do not have constant monitoring neither training to help them improve aspects of their business. The results obtained were the basis for proposing the strategies after conducting an analysis of the sector and the users
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DESARROLLO, EMPRENDIMIENTO, CRÉDITO, CAPACITACIÓN