Análisis de la Taxonomía de los delitos informáticos en el sector bancario del Ecuador en el período 2014 – 2019
No hay miniatura disponible
Fecha
2019
Título de la revista
ISSN de la revista
Título del volumen
Editor
Universidad de Guayaquil Facultad de Ciencias Administrativas
Resumen
El inminente avance de la tecnología ha permitido desarrollar diversos métodos para que los usuarios realicen con mayor facilidad una serie de transacciones financieras; sin embargo, a su vez ha sido el medio para crear y ejecutar delitos que vulneran la seguridad de las plataformas de las instituciones bancarias.
El desarrollo de esta investigación tiene como meta diseñar/proponer una guía estratégica para coadyuvar a la prevención de dichos delitos informáticos en las instituciones financieras del país; para lo cual se realizaron encuestas a usuarios, además de entrevistas a empleados, especialistas informático-legales y auditores externos de entidades bancarias, gracias a esta metodología se logró encontrar falencias en el área de seguridad de la información.
Por lo tanto, concluimos que es necesaria la aplicación de estos procedimientos internos, los cuales los hemos dividido en procedimientos de recuperación, de operación alterna y de restauración, siguiendo las normas de las buenas prácticas dirigidos a los especialistas informáticos; además de la capacitación constante a usuarios y a los administradores de justicia en temas de prevención de los delitos en la banca.
The imminent advance of technology has allowed the development of various methods for users to more easily carry out a series of financial transactions; however, in turn it has been the means to create and execute crimes that violate the security of banking institutions' platforms. The purpose of this investigation is to design / propose a strategic guide to help prevent such computer crimes in the country's financial institutions; Therefore, user surveys were conducted, in addition to interviews with employees, computer-legal specialists and external auditors of banking entities, thanks to this methodology it was possible to find flaws in the security área. Therefore, we conclude that the application of these internal procedures is necessary, which we have divided into procedures for recovery, alternate operation and restoration, following the standards of good practices aimed at computer specialists; in addition to the constant induction of users and administrators of justice in matters of crime prevention in banking.
The imminent advance of technology has allowed the development of various methods for users to more easily carry out a series of financial transactions; however, in turn it has been the means to create and execute crimes that violate the security of banking institutions' platforms. The purpose of this investigation is to design / propose a strategic guide to help prevent such computer crimes in the country's financial institutions; Therefore, user surveys were conducted, in addition to interviews with employees, computer-legal specialists and external auditors of banking entities, thanks to this methodology it was possible to find flaws in the security área. Therefore, we conclude that the application of these internal procedures is necessary, which we have divided into procedures for recovery, alternate operation and restoration, following the standards of good practices aimed at computer specialists; in addition to the constant induction of users and administrators of justice in matters of crime prevention in banking.
Descripción
Palabras clave
DELITOS INFORMÁTICOS, TRANSACCIONES FINANCIERAS, BANCA, GUÍA