Incidencia del programa municipal "Prevenir" en la calidad de vida de los empleados de Fundación Malecón 2000, período 2012-2018
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2019-03
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Facultad de Ciencias Económicas. Universidad de Guayaquil
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El ahorro es un indicador económico fundamental para el desarrollo. En Ecuador no se visualiza el hábito de ahorrar, su población está absorbida por el modelo del consumismo, presentando altos niveles de endeudamiento sin presentar mejoras en su calidad de vida. La acción de ahorrar supone disponer de un fondo de emergencia sin necesidad de endeudarse. La presente investigación busca conocer si existe una incidencia entre las variables ahorro y calidad de vida en los empleados de Fundación Malecón 2000, a través de un programa de ahorro incentivado por la Municipalidad de Guayaquil denominado “Prevenir”. Esta investigación es de tipo mixta, es decir cuantitativa y cualitativa, con una metodología de investigación descriptiva y deductiva, su alcance es correlacional. Los instrumentos utilizados en la investigación son las encuestas las cuales fueron realizadas a 87 empleados partícipes del programa de ahorro “Prevenir” el cual cuenta con un convenio con la empresa de Fundación Malecón 2000
Saving is a fundamental economic indicator for development. In Ecuador the habit of saving is not visualized, its population is absorbed by the consumerism model, presenting high levels of indebtedness without presenting improvements in their quality of life. The saving action involves having an emergency fund without borrowing. The present investigation seeks to know if there is an incidence between the variables savings and quality of life in the employees of Foundation Malecón 2000, through an incentive saving program of the Municipality of Guayaquil called "Prevent". This research is of a mixed type, that is, quantitative and qualitative, with a descriptive and deductive research methodology, its scope is correlational. The instruments used in the investigation are the surveys which were carried out on 87 employees participating in the “Prevent” savings program, which has an agreement with the company of Foundation Malecón 2000.
Saving is a fundamental economic indicator for development. In Ecuador the habit of saving is not visualized, its population is absorbed by the consumerism model, presenting high levels of indebtedness without presenting improvements in their quality of life. The saving action involves having an emergency fund without borrowing. The present investigation seeks to know if there is an incidence between the variables savings and quality of life in the employees of Foundation Malecón 2000, through an incentive saving program of the Municipality of Guayaquil called "Prevent". This research is of a mixed type, that is, quantitative and qualitative, with a descriptive and deductive research methodology, its scope is correlational. The instruments used in the investigation are the surveys which were carried out on 87 employees participating in the “Prevent” savings program, which has an agreement with the company of Foundation Malecón 2000.
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CALIDAD DE VIDA, ENDEUDAMIENTO, DESARROLLO, AHORRO