Identificación de las capacidades financieras en los microempresarios de la ciudad de Guayaquil – Parroquia Febres Cordero
Fecha
2021
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Universidad de Guayaquil, Facultad de Ciencias Adminiatrativas
Resumen
La cultura financiera y el conocimiento que tienen las personas en relación a temas de carácter económico para la toma de decisiones es algo que debe ser abordado por parte de los gobiernos en cualquier parte del mundo y el Ecuador no es la excepción. Por medio de esta investigación se puede conocer los diversos programas de educación e inclusión financiera que existen en varios países a nivel mundial y la forma en que estos pueden adaptarse o ser replicados en otras naciones donde la situación económica no ha sido la mejor durante los últimos años. La investigación tiene un enfoque cualitativo que permita identificar patrones de comportamiento, además del uso de la observación directa que se complementa con los instrumentos respectivos que permitirán obtener la información necesaria para conocer y el conocimiento que poseen en relación a temas de educación financiera y la situación en la cual se desenvuelven actualmente las personas dueñas de tiendas de abastos ubicados en la parroquia Febres Cordero de la ciudad de Guayaquil.
The financial culture and knowledge that people have in relation to economic issues for decision-making is something that must be addressed by governments anywhere in the world and Ecuador is no exception. Through this research, it is possible to know the various financial education and inclusion programs that exist in various countries worldwide and the way in which these can be adapted or replicated in other nations where the economic situation has not been the best in recent years. The research has a qualitative approach that allows to identify patterns of behavior, in addition to the use of direct observation that is complemented with the respective instruments that will allow obtaining the necessary information to know and the knowledge they have in relation to financial education issues and the situation in which the people who own grocery stores located in the Febres Cordero parish of the city of Guayaquil are currently developing.
The financial culture and knowledge that people have in relation to economic issues for decision-making is something that must be addressed by governments anywhere in the world and Ecuador is no exception. Through this research, it is possible to know the various financial education and inclusion programs that exist in various countries worldwide and the way in which these can be adapted or replicated in other nations where the economic situation has not been the best in recent years. The research has a qualitative approach that allows to identify patterns of behavior, in addition to the use of direct observation that is complemented with the respective instruments that will allow obtaining the necessary information to know and the knowledge they have in relation to financial education issues and the situation in which the people who own grocery stores located in the Febres Cordero parish of the city of Guayaquil are currently developing.
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Palabras clave
CULTURA FINANCIERA, ECONOMÍA, EDUCACIÓN FINANCIERA, MICROEMPRESAS