Plan financiero para el mejoramiento economico de las micro empresas de la cuidad de Guayaquil 2021
Fecha
2022
Título de la revista
ISSN de la revista
Título del volumen
Editor
Universidad de Guayaquil, Facultad de Ciencias Administrativas
Resumen
En este proyecto de investigación aborda el tema de Plan financiero para el
mejoramiento económico de las micro empresas de la ciudad de Guayaquil 2021, debido a
que los propietarios de los pequeños negocios desconocen cómo financiar correctamente su
negocio y por lo tanto crecer y mantenerse en el mercado y de poder cumplir sus obligaciones
financieras correctamente.
Esta investigación tiene como objetivo principal identificar la factibilidad de los
créditos que ofrecen dichas instituciones financieras tanto nacionales como internacionales
también demostrar lo importante de llevar una planificación financiera, y determinar cómo
podrían financiarse optando los créditos de adquisición de insumos que ofrecen los
proveedores para ofrecer a los clientes. Se aplico una metodología con enfoque cuantitativo
con una investigación descriptiva.
Por lo tanto, se concluye que es de suma importancia implementar una planificación
financiera donde se evidencia el debido registro de ingresos, egresos, gastos ya que esto
permitirá poder financiar un préstamo bancario a una buena tasa y un método adecuado en
una institución financiera, y también se evidencia que adquirir créditos a plazos cortos con
los proveedores ayuda mucho a mantenerse en el negocio, ya que se adquiere productos de
calidad, que se vayan a vender en el negocio.
In this research project, it addresses the topic of the Financial Plan for the Economic Improvement of the Micro-Enterprises of the City of Guayaquil 2021, because small business owners do not know how to properly finance their business and therefore grow and stay in the market and be able to meet their financial obligations properly. The main objective of this research is to identify the feasibility of the loans offered by these national and international financial institutions as well as to demonstrate the importance of financial planning. and determine how they could be financed by choosing input acquisition credits from suppliers to offer to clients. A methodology with a quantitative approach was applied with descriptive research. Therefore, it is concluded that it is of the utmost importance to implement a financial planning where the proper recording of income, expenses, expenses is evident since this will allow to be able to finance a bank loan at a good rate and an appropriate method in a financial institution. and it also shows that buying short term credits with suppliers helps a lot to stay in business, as you buy quality products that will be sold in the business.
In this research project, it addresses the topic of the Financial Plan for the Economic Improvement of the Micro-Enterprises of the City of Guayaquil 2021, because small business owners do not know how to properly finance their business and therefore grow and stay in the market and be able to meet their financial obligations properly. The main objective of this research is to identify the feasibility of the loans offered by these national and international financial institutions as well as to demonstrate the importance of financial planning. and determine how they could be financed by choosing input acquisition credits from suppliers to offer to clients. A methodology with a quantitative approach was applied with descriptive research. Therefore, it is concluded that it is of the utmost importance to implement a financial planning where the proper recording of income, expenses, expenses is evident since this will allow to be able to finance a bank loan at a good rate and an appropriate method in a financial institution. and it also shows that buying short term credits with suppliers helps a lot to stay in business, as you buy quality products that will be sold in the business.
Descripción
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Palabras clave
PLAN FINANCIERO TASAS, FINANCIAMIENTO, MEJORAMIENTO, PLAZOS, PROVEEDORES
Citación
APA