Análisis del crédito agrícola en el Ecuador, antes y después del Covid-19, periodo 2015-2020.
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2022-01
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Universidad de Guayaquil. Facultad de Ciencias Económicas
Resumen
La crisis sanitaria mundial producto de la pandemia por COVID-19 representa un reto
para el Ecuador, que pone a prueba el sistema de salud y profundiza los problemas
socioeconómicos. El presente estudio tiene por objetivo establecer si existe una incidencia de
la pandemia de Covid-19 en el flujo de crédito agrícola en el Ecuador durante el período
2020, por lo que para este estudio se ha realizado un análisis comparativo desde el año 2015
al 2019, contrastando con el desempeño con el año 2020. La metodología propuesta en el
presente estudio considera una exhaustiva revisión bibliográfica que sirve de base para la
modelación de una prueba t de muestras pareadas, empleando como unidades de observación
a los sectores de actividades económicas definidos por el Sistema de Información Pública
Agropecuaria (SIPA). Finalmente, entre los principales resultados se ha demostrado que sí
existió una disminución de los créditos agrícolas en el período 2020, por lo que se propone un
modelo conceptual que asegure la operacionalización de los créditos a los sectores
campesinos en contextos de pandemia.
The global health crisis resulting from the COVID-19 pandemic represents a challenge for Ecuador, which puts the health system to the test and deepens socioeconomic problems. The present study aims to establish whether there is an incidence of the Covid-19 pandemic in the flow of agricultural credit in Ecuador during the 2020 period, so for this study a comparative analysis has been carried out from 2015 to 2019, contrasting with the performance with the year 2020. The methodology proposed in this study considers an exhaustive bibliographic review that serves as the basis for modeling a t-test of paired samples, using as units of observation the sectors of economic activities defined by the Agricultural Public Information System (SIPA). Finally, among the main results, it has been shown that there was a decrease in agricultural credits in the 2020 period, for which a conceptual model is proposed to ensure the operationalization of credits to peasant sectors in pandemic contexts.
The global health crisis resulting from the COVID-19 pandemic represents a challenge for Ecuador, which puts the health system to the test and deepens socioeconomic problems. The present study aims to establish whether there is an incidence of the Covid-19 pandemic in the flow of agricultural credit in Ecuador during the 2020 period, so for this study a comparative analysis has been carried out from 2015 to 2019, contrasting with the performance with the year 2020. The methodology proposed in this study considers an exhaustive bibliographic review that serves as the basis for modeling a t-test of paired samples, using as units of observation the sectors of economic activities defined by the Agricultural Public Information System (SIPA). Finally, among the main results, it has been shown that there was a decrease in agricultural credits in the 2020 period, for which a conceptual model is proposed to ensure the operationalization of credits to peasant sectors in pandemic contexts.
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CRÉDITO AGRÍCOLA EN PANDEMIA COVID-19, CRECIMIENTO ECONÓMICO EN AMBIENTES VICA, SISTEMA FINANCIERO NACIONAL, SOBERANÍA ALIMENTARIA
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