Crédito de desarrollo humano y su incidencia en los emprendimientos de la parroquia Ximena, Guayaquil - Ecuador, período 2019-2021
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2022-09
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Facultad de Ciencias Económicas. Universidad de Guayaquil
Resumen
Esta investigación se fundamentó en determinar la incidencia del Crédito de Desarrollo Humano en la creación y puesta en marcha de emprendimientos en la parroquia Ximena, como fuente de crecimiento socioeconómico y reducción de la pobreza, durante el periodo 2019-2021. Se aplicó una metodología con enfoque mixto, con una modalidad de tipo exploratoria, explicativa, descriptiva y de campo, seleccionando una población de 100 emprendimientos dentro de la parroquia estudiada, utilizando como técnica e instrumentos la observación participante y una encuesta conformada por 10 preguntas. Los resultados permitieron evidenciar que el Crédito de Desarrollo Humano ha tenido una incidencia positiva en la formación de emprendimientos y por ende en el desarrollo socio-económico de la región, sin embargo, se pudo comprobar, la necesidad de fortalecer el apoyo y asistencia técnica. Por lo que, se propuso un Plan direccionado a establecer lineamientos de mejoras, para fomentar el desarrollo y seguimiento de los emprendimientos
This research was based on determining the incidence of the Human Development Credit in the creation and start-up of enterprises in the Ximena parish, as a source of socioeconomic growth and poverty reduction, during the 2019-2021 period. A methodology with a mixed approach was applied, with an exploratory, explanatory, descriptive and field modality, selecting a population of 100 enterprises within the studied parish, using participant observation and a survey made up of 10 questions as a technique and instruments. The results made it possible to show that the Human Development Credit has had a positive impact on the formation of enterprises and therefore on the socio-economic development of the region, however, it was possible to verify the need to strengthen support and technical assistance. Therefore, a Plan was proposed aimed at establishing guidelines for improvements, to promote the development and monitoring of the undertakings.
This research was based on determining the incidence of the Human Development Credit in the creation and start-up of enterprises in the Ximena parish, as a source of socioeconomic growth and poverty reduction, during the 2019-2021 period. A methodology with a mixed approach was applied, with an exploratory, explanatory, descriptive and field modality, selecting a population of 100 enterprises within the studied parish, using participant observation and a survey made up of 10 questions as a technique and instruments. The results made it possible to show that the Human Development Credit has had a positive impact on the formation of enterprises and therefore on the socio-economic development of the region, however, it was possible to verify the need to strengthen support and technical assistance. Therefore, a Plan was proposed aimed at establishing guidelines for improvements, to promote the development and monitoring of the undertakings.
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CRÉDITO DE DESARROLLO HUMANO, CRECIMIENTO, EMPRENDIMIENTOS, DESARROLLO SOCIOECONÓMICO
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